Account Recovery Scams: Fake Hackers, Hotlines and Support Accounts
Real account recovery happens only through the platform's own help pages and forms, never through a stranger who messages you. The FTC says anyone who asks for an upfront fee to get your money back is a scammer. The FBI's IC3 never contacts you first and never asks for money to recover losses.
Do these 3 things now
- 1Stop replying to anyone who offered to recover your account or money, even if they look official. Block and report them.Read to them:“Stop replying to anyone who offered to recover your account or money, even if they look official. Block and report them.”
- 2Go back to the platform's own recovery page. Find it on our official links page, not through a search ad or a link someone sent.Read to them:“Go back to the platform's own recovery page. Find it on our official links page, not through a search ad or a link someone sent.”
- 3If you already paid, contact your bank or payment app now and ask it to stop or reverse the payment.Read to them:“If you already paid, contact your bank or payment app now and ask it to stop or reverse the payment.”
01The fake helpers you will meet
People who just lost an account or money are the main target. Scammers find them in comments, in search results and on lists of past victims.
- Recovery hackers who reply to your posts or DM you, saying they can get any account back for a fee.
- Fake support phone numbers that show up at the top of search results or in sponsored ads.
- Fake Meta Support or Instagram Support accounts. Instagram says it will never send you a DM about your account.
- Paid recovery and tracing firms that charge upfront, then stop answering or ask for more money.
- Fake police, FBI agents or law firms who say they found your money and can get it back.
02Red flags
- They contacted you first.
- They want a fee first, called a retainer fee, processing fee or something similar.
- They want payment by gift card, cryptocurrency, wire transfer or a payment app.
- They ask for your password, a code, backup codes or a photo of your ID.
- They guarantee you will get your account or money back.
03What real help looks like
- The platform's own help pages and forms. Only the platform can restore your account.
- On Instagram, real messages about your account appear in the Emails from Instagram tab in your settings.
- Government agencies and real organizations never ask for money to help you get a refund.
- The IC3 does not work with law firms, crypto services or any non-police group to recover lost money, and does not recover funds through Facebook, Telegram or similar platforms.
- The Canadian Anti-Fraud Centre does not contact people to ask for money.
04How to find the real page or number
- Type the address yourself instead of clicking a search result. Skip anything marked sponsored.Read to them:“Type the address yourself instead of clicking a search result. Skip anything marked sponsored.”source
- Look up an agency's or company's contact details yourself. Do not use a number someone gives you.Read to them:“Look up an agency's or company's contact details yourself. Do not use a number someone gives you.”source
- Contact companies through their official website, not links in emails or texts.Read to them:“Contact companies through their official website, not links in emails or texts.”source
- Use our official links page, which lists each platform's own recovery, report and appeal pages.Read to them:“Use our official links page, which lists each platform's own recovery, report and appeal pages.”
05If you already paid or shared a code
- Contact your bank, card company or payment app right away and ask it to stop or reverse the payment. The sooner you act, the better.Read to them:“Contact your bank, card company or payment app right away and ask it to stop or reverse the payment. The sooner you act, the better.”source
- If you shared a password or code, change that password and sign out other devices from the platform's own security settings.Read to them:“If you shared a password or code, change that password and sign out other devices from the platform's own security settings.”
- Do not send more money, even if they say it is the last fee.Read to them:“Do not send more money, even if they say it is the last fee.”source
- Report it to your country's fraud service, listed below. If someone pretended to be the IC3, report that at ic3.gov too.Read to them:“Report it to your country's fraud service, listed below. If someone pretended to be the IC3, report that at ic3.gov too.”source
How these scams work
- Recovery and re-victimisation scams How it works
- Fake asset recovery services How it works
- Fake refunds for a past scam How it works
- Fake tech support pop-ups and numbers How it works
- Fake support numbers in search ads How it works
Keep going
Questions people ask
Can a hacker get my Instagram account back for me?
No one outside the platform can restore your account. Instagram says it will never DM you about your account. A stranger who offers paid recovery is running a scam, and you risk losing money on top of the account.
Someone says they are from the FBI and found my lost money. Is it real?
Treat it as a scam. The FBI warns that people pretending to be the IC3 claim to have recovered money to steal from victims again. The IC3 never contacts you first, never asks for payment, and never refers you to a company that charges.
A company says it can trace my stolen crypto for a fee. Should I pay?
No. The FBI warns that fake tracing firms charge an upfront fee, then stop answering or send a poor report and ask for more. Police do not charge victims to investigate.
I found a support number online and called it. What now?
Hang up if you are still talking. Do not install anything they asked for. Change any password or code you shared, call your bank if you paid, and report it to your country's fraud service.
Will Locked Out ever message me or charge me?
No. We never ask for your password, codes or ID, we never charge, and we never message you first. Anyone claiming to be Locked Out on social media is not us.
Sources and last check
Last verified: October 16, 2026. Checked against the official and government pages listed below.
- FTC Consumer Advice: Refund and Recovery Scams (read 2026-10-16)
- FTC Consumer Alert: Have you lost money to a scam? Watch for scammers who say they can help (Aug 2026) (read 2026-10-16)
- FBI IC3 PSA I-072026-PSA: FBI Warns of Scammers Impersonating the IC3 (20 Jul 2026) (read 2026-10-16)
- FBI IC3 PSA I-081123-PSA: Increase in Companies Falsely Claiming an Ability to Recover Funds Lost in Cryptocurrency Investment Scams (read 2026-10-16)
- FBI IC3 home page (read 2026-10-16)
- Meta: Keeping Instagram Safe and Secure (Jul 2021) (read 2026-10-16)
- Meta: Cybersecurity Awareness Month: Helping Older Adults Avoid Online Scams (Oct 2025) (read 2026-10-16)
- Canadian Anti-Fraud Centre home page (read 2026-10-16)
Wrong step or changed screen? Report it. Never include passwords or codes.