The Top 10 KYC (Know Your Customer) Solutions, Compared

If you onboard customers into a regulated product, you need a KYC platform that verifies real people fast, screens them against sanctions and PEP lists, and leaves an audit trail your examiner will accept. The short answer: pick Sumsub or Veriff if you want published per-verification pricing, and Trulioo or Jumio for large multi-country enterprises. Pick Entrust IDV (formerly Onfido) or Incode when deepfake defense is the priority, and iDenfy for small teams with unpredictable volume.

This page compares ten KYC solutions side by side, then gives you a vendor-neutral framework for evaluating them. It replaces our separate KYC buyer's guide, which now lives here as the How to evaluate a KYC solution section.

Last verified: September 2026. Pricing figures come from vendor-published pricing pages and are marked as such. Everything else is quote-based.

Quick comparison

Platform	Best for	Public pricing	AML screening	Standout capability
Sumsub	Fintech and crypto onboarding in many countries	Yes: from $1.35 per verification	Included on Compliance plan	KYC, KYB, AML and transaction monitoring in one platform
Shufti	Global businesses wanting one vendor for KYC, KYB and AML	No, quote-based	Built in	Wide product breadth, including video KYC and UBO checks
Trulioo	International enterprises needing data-source coverage	No, usage-based quotes	Built in	450+ data sources across 195 countries
Jumio	Large, audited enterprises	No, custom enterprise	Built in	Liveness plus an identity graph built on 1B+ transactions
Entrust IDV (formerly Onfido)	Tech-led companies wanting orchestration	No, quote-based	Available	Workflow Studio orchestration and developer SDKs
iDenfy	SMBs with unpredictable volume	Yes, published volume tiers	Available	Pay-per-verification with no monthly minimum
Veriff	Mobile-first platforms starting small	Yes: from $0.80 per verification	Add-on at $0.64 per check	Self-serve plans with a free trial
AU10TIX	High-volume platforms fighting serial fraud	No, quote-based	Available	Serial Fraud Monitor across traffic patterns
GBG (IDology in the US)	US regulated sectors needing data plus KBA	No, usage-based quotes	Built in	Data verification, dynamic KBA and document checks in GBG Go
Incode	Banks and high-risk B2C at scale	No, quote-based	Available	In-house deepfake and injection-attack defense (Deepsight)

KYC vs KYB vs identity verification: which one do you need?

These three terms get used interchangeably. They are not the same purchase.

• Identity verification (IDV) answers one question: is this person real, and are they the owner of this ID? It covers document checks, selfie match and liveness. See our ranking of identity verification software.
• KYC (Know Your Customer) is the regulated program built on top of IDV. It adds sanctions, PEP and adverse-media screening, risk scoring, record keeping and ongoing monitoring. That is what this page ranks.
• KYB (Know Your Business) applies the same logic to companies. It verifies registration, directors and ultimate beneficial owners, then runs KYC on those people. See our ranking of KYB solutions.

If you only need to confirm age, jump to our age verification comparison. If your real problem is payment or account fraud after onboarding, a KYC tool will not solve it on its own; see fraud detection and prevention solutions.

The 10 best KYC solutions

1. Sumsub

Best for: fintechs, crypto exchanges and marketplaces launching in several countries at once.

Sumsub bundles document verification, liveness and face match, reusable KYC, AML screening, KYB and transaction monitoring in one platform. Its no-code flow builder lets a compliance team change verification steps per jurisdiction without an engineering release. Ongoing AML monitoring re-screens approved customers when watchlists change.

Strengths: one vendor across the customer lifecycle; broad document coverage; published entry pricing.

Limitations: more platform than a business with basic needs will use; KYB, transaction monitoring and fraud modules sit on the custom plan.

Pricing: Sumsub publishes a Basic plan at $1.35 per verification with a $149 monthly minimum, and a Compliance plan with AML screening at $1.85 per verification with a $299 minimum (Sumsub pricing). Custom plans are quote-based.

2. Shufti (formerly Shufti Pro)

Best for: international businesses that want KYC, KYB, AML and authentication from one provider.

Shufti rebranded from Shufti Pro and now groups its products into user verification, business verification (including UBO checks), screening and monitoring, and authentication (Shufti company page). It combines AI checks with human review for edge cases, and offers video KYC for higher-assurance flows.

Strengths: wide product breadth; KYB and transaction monitoring under the same contract; video KYC option.

Limitations: integrating the full suite still takes engineering time; per-check cost at very high volume needs negotiation.

Pricing: quote-based, with free platform sign-up for testing.

3. Trulioo

Best for: enterprises whose customers come from dozens of countries and who need database verification, not only document checks.

Trulioo's advantage is data. It states coverage of 195 countries through 450+ global and local data sources, 14,000+ document types, and KYB coverage of 700 million business entities (Trulioo). That lets you verify many customers against authoritative records without asking for an ID photo, which improves conversion.

Strengths: strongest non-document verification coverage; KYC and KYB on one platform; explicit AMLR and eIDAS 2 roadmap.

Limitations: configuration across many data sources has a learning curve; pricing is premium for smaller teams.

Pricing: usage-based, quoted after a consultation.

4. Jumio

Best for: large regulated enterprises that face vendor-risk reviews and want a long track record.

Jumio now sells its platform as Jumio Smart, with identity verification, risk signals, AML screening and a reusable selfie-based identity product (Jumio). It reports 5,000+ supported ID types and more than a billion transactions processed. Its automated checks include face match, age estimation and face-morph detection.

Strengths: mature liveness and deepfake defenses; identity graph that flags reused identities; proven at enterprise scale.

Limitations: unusual or damaged documents fall to manual review; implementation is an enterprise project.

Pricing: custom enterprise pricing.

5. Entrust IDV (formerly Onfido)

Best for: technology companies that want flexible orchestration and strong SDKs.

Entrust completed its acquisition of Onfido in April 2024, and the product now ships as Entrust Identity Verification (Onfido is now Entrust). The SDKs had a major release in January 2026 and are aligned with Workflow Studio, the drag-and-drop builder for verification journeys. Buyers get Onfido's document and biometric engine plus Entrust's broader identity security portfolio.

Strengths: strong developer tooling; configurable flows by document type, risk and jurisdiction; fits teams already buying Entrust.

Limitations: results depend on capture quality; the brand transition means older Onfido documentation and contracts need checking.

Pricing: quote-based, per verification.

6. iDenfy

Best for: startups and SMBs with uneven volume who cannot commit to monthly minimums.

iDenfy combines document checks, liveness, face match, AML screening and optional agent-led video identification (iDenfy). Its pitch is cost control: a pay-per-verification model with published volume tiers and no monthly fee.

Strengths: cost scales with actual use; human review fallback raises completion rates; KYB available.

Limitations: obscure document types sometimes need manual handling; liveness quality depends on the user's camera.

Pricing: published per-verification tiers that fall as annual volume rises. Check the current tiers on iDenfy's site before budgeting.

7. Veriff

Best for: mobile-first products that want to start self-serve and grow into enterprise terms.

Veriff analyzes the whole capture session rather than isolated snapshots, which gives more fraud context and a clearer audit trail. Its self-serve plans make it one of the easiest KYC tools to trial.

Strengths: transparent entry pricing; 15-day free trial with up to 50 sessions; strong mobile completion.

Limitations: AML screening and monitoring are paid add-ons; per-check costs add up without enterprise terms.

Pricing: Veriff publishes Essential at $0.80 per verification ($49 monthly minimum), Plus at $1.39 ($99), and Premium at $1.89 ($209). PEP and sanctions screening adds $0.64 and ongoing monitoring adds $0.09 per verification (Veriff self-serve plans). Enterprise pricing is custom.

8. AU10TIX

Best for: high-volume consumer platforms where verification latency hits conversion and coordinated fraud rings are a real threat.

AU10TIX lists an identity verification suite, a Serial Fraud Monitor that looks for coordinated attacks across traffic, reusable digital ID and verifiable credentials, plus KYB and AML modules (AU10TIX). It claims 5,000+ supported document types.

Strengths: fast automated decisions; detection of serial and template-based fraud that single-session checks miss.

Limitations: document-centric, so users without accepted IDs need an alternative path; thresholds need tuning.

Pricing: quote-based, per verification.

9. GBG (IDology in the US)

Best for: US banks, lenders and gaming operators that want data verification and knowledge-based checks alongside documents.

GBG acquired IDology in 2019, and idology.com now redirects to GBG's US site. The capability sits in GBG Go, which combines data verification, document authentication, biometrics, dynamic KBA, KYC and KYB (GBG).

Strengths: strong US data coverage; layered proofing that lets many users pass without a document; OFAC screening.

Limitations: layered flows take careful design; KBA is a weak control on its own and should not carry high-risk decisions.

Pricing: usage-based quotes.

10. Incode

Best for: banks and high-risk B2C platforms at scale that are seeing deepfake and injection attacks.

Incode builds its document, face and liveness models in-house. Its Deepsight product targets deepfakes, synthetic IDs and camera injection attacks. It also offers GovFaceMatch against US state DMV records, KYB, on-device age estimation and verification for AI agents (Incode). Incode states coverage of 4,900+ ID types in 190+ countries.

Strengths: full ownership of its technology stack; passive liveness across onboarding and re-authentication.

Limitations: built for regulated, high-volume deployments; more than a low-volume or low-risk business needs.

Pricing: quote-based.

Also worth a look

• KYC Hub (kychub.com): an integrated KYC, KYB, AML screening, transaction monitoring and case-management platform for banks, lenders and payments firms. Quote-based.
• Persona (withpersona.com): a configurable identity platform popular with marketplaces and tech companies that want to design their own verification flows. Self-serve entry plans, custom enterprise pricing.

Best KYC solution by use case

If you are	Start with	Why
A fintech launching in several countries	Sumsub	Built-in AML on the Compliance plan and per-jurisdiction no-code flows
An early-stage startup with unpredictable volume	iDenfy or Veriff	No monthly minimum (iDenfy) or a $49 minimum with a free trial (Veriff)
An international enterprise with thin document coverage in some markets	Trulioo	Database verification across 195 countries reduces reliance on ID photos
A regulated enterprise facing strict vendor review	Jumio	Track record at scale, liveness and identity-graph signals
A bank seeing deepfake or injection attacks	Incode or Entrust IDV	In-house deepfake and injection defenses
A high-volume consumer app hit by fraud rings	AU10TIX	Serial fraud detection across sessions
A US lender or gaming operator	GBG	US data verification plus layered proofing
A business that also onboards companies	Sumsub, Trulioo or Shufti	KYC and KYB under one contract (compare our KYB ranking)

KYC regulations to know in 2026

• United States. Banks must run a Customer Identification Program that collects name, date of birth, address and an ID number, then verifies them (31 CFR 1020.220). The FinCEN Customer Due Diligence rule adds beneficial ownership identification for legal entity customers (31 CFR 1010.230).
• European Union. The AML Regulation (Regulation (EU) 2024/1624) replaces national rules with a single rulebook that applies from 10 July 2027. The new AML Authority in Frankfurt started operations in summer 2025 and begins direct supervision of selected firms during 2028 (AMLA). Pick a vendor with a stated AMLR roadmap now.
• Digital identity wallets. Under eIDAS 2 (Regulation (EU) 2024/1183), every member state must offer an EU Digital Identity Wallet by the end of 2026. Regulated private relying parties, including banks, must later accept it for strong authentication. Ask vendors when they will accept EUDI wallet credentials as a KYC input.
• Identity proofing standards. NIST finalized SP 800-63-4 in July 2025 (NIST SP 800-63-4). Its identity proofing volume adds fraud controls and forged-media detection, and it is the benchmark US auditors reach for.
• Risk-based approach. FATF Recommendation 10 sets the global baseline for customer due diligence, including enhanced checks for higher-risk customers (FATF Recommendations).

How to evaluate a KYC solution

Every vendor on this list verifies documents and faces. The differences that decide outcomes sit in the layers below. Having built LoginRadius, a customer identity platform that scaled to over a billion users, I have watched verification succeed or fail on integration details rather than on headline accuracy claims. Use this framework before you shortlist.

1. Start with a risk assessment, not a feature list

Define your risk factors first: customer type, geography, product, channel and transaction size. Build a scoring matrix, then map each risk tier to a level of due diligence. Low-risk customers get simplified checks, standard customers get full CDD, and high-risk customers get enhanced due diligence. A vendor that cannot express tiered flows will force the same friction on everyone.

2. Identity verification quality

• Document authentication: checks for security features, template matching, tamper detection, MRZ parsing and NFC chip reading on ePassports and eID cards. NFC reading is far stronger than image analysis alone.
• Biometrics and liveness: ask for independent presentation-attack testing to ISO/IEC 30107-3, and separately ask how they detect injection attacks, where a virtual camera feeds a deepfake into the session.
• Non-document paths: database verification and digital ID credentials let good customers pass without photographing an ID. Coverage varies widely by country.
• Fallbacks: manual review, video KYC and alternative documents for users the automated path rejects.

3. Screening depth

• Sanctions: OFAC, UN, EU and UK lists at minimum, with fuzzy matching for aliases, transliterations and misspellings.
• PEPs and adverse media: define the source scope and what counts as a hit. Adverse media often surfaces risk that registry checks never show.
• Ongoing monitoring: re-screening approved customers when lists change, and triggering review when behavior changes. CDD is continuous, not a one-time onboarding gate.

4. Enhanced due diligence support

For PEPs, high-risk jurisdictions and complex ownership, the platform should collect source of funds and source of wealth evidence, trace beneficial ownership, and route cases to analysts. If you onboard companies, this is where a KYB module matters.

5. Data protection and security

• Encryption in transit (TLS 1.2 or later) and at rest (AES-256), with clear key management.
• SOC 2 Type II and ISO 27001 reports, plus GDPR processing terms and data residency options.
• Configurable retention for images and biometric templates. Keep what the law requires, not more.

6. Audit trail and explainability

Every decision needs a time-stamped record: what was checked, which rule or model decided, and who overrode it. Examiners ask for this. Prefer vendors whose AI decisions come with reason codes rather than a bare score.

7. Integration and user experience

• Well-documented APIs, web and mobile SDKs, webhooks and a sandbox.
• No-code orchestration so compliance can change flows without engineering.
• Mobile capture guidance, clear error messages and localization. Abandonment is the hidden cost of KYC.

8. Global reach

Headline country counts mean little. Ask for document, database and screening coverage for your actual target markets, and pilot in one new market before a full rollout.

Questions to ask every KYC vendor

1. What were your automated pass rate and false rejection rate for customers like us last quarter?
2. Which liveness tests are independently certified, and how do you detect injection attacks?
3. Do you read NFC chips, and in which countries can you verify without a document?
4. Is AML screening and ongoing monitoring included, or priced per check?
5. How will you support AMLR by July 2027 and EUDI wallet credentials?
6. Where is our data stored, how long do you keep images and templates, and can we configure that?
7. What does a decision audit record contain, and can we export it?

Your action plan

1. Audit your current KYC process against the criteria above.
2. Identify gaps, and rank them by risk exposure.
3. Shortlist two or three vendors that fit your risk tiers and markets.
4. Run a pilot with real traffic and measure pass rate, fraud caught and cost per approved customer.
5. Review rules and models on a fixed cadence. Fraud tactics change faster than annual reviews.

How we evaluated

Last verified: September 2026. We checked each vendor's own website and product pages for current names, ownership and capabilities, and published pricing pages where they exist (Sumsub and Veriff publish exact rates). We checked acquisition and rebrand history: Onfido is now Entrust IDV, Shufti Pro is now Shufti, and IDology is part of GBG. We also reviewed the governing rules: US CIP and CDD regulations, the EU AMLR and AMLA timeline, eIDAS 2, NIST SP 800-63-4 and the FATF Recommendations.

Vendors were compared on fit for the stated use case, verification methods, screening depth, ongoing monitoring, integration model and pricing transparency. We did not run hands-on tests for this comparison, and vendor performance claims are attributed to the vendor. Rankings reflect fit, not commercial relationships.

Frequently Asked Questions

What are the best KYC solutions in 2026?

Sumsub, Shufti, Trulioo, Jumio and Entrust IDV (formerly Onfido) lead for most regulated businesses. Choose Sumsub or Veriff if you want published pricing, Trulioo for database coverage across many countries, and Incode or Entrust if deepfake attacks are your main risk.

What is the difference between KYC and AML?

KYC verifies who a customer is, mostly at onboarding. AML is the wider program of controls that KYC supports, including sanctions and PEP screening, transaction monitoring and suspicious activity reporting. Most KYC platforms bundle some AML screening, though some charge for it per check.

What is the difference between CDD and EDD?

Customer due diligence (CDD) is the standard level: identify the customer, understand the relationship and monitor it. Enhanced due diligence (EDD) applies to higher-risk customers such as PEPs, and adds source of funds, source of wealth and deeper ownership checks.

How long does KYC verification take?

Automated checks usually finish in under a minute for a clear document and selfie. Cases with poor images, unusual documents or screening hits go to manual review, which can take minutes to hours depending on the vendor's review capacity.

How much does KYC verification cost?

Published self-serve rates in September 2026 run from about $0.80 to $1.89 per verification, and screening often costs extra. Enterprise contracts are negotiated on volume. Compare cost per approved customer, not cost per check.

What certifications should a KYC provider have?

Look for SOC 2 Type II and ISO 27001, GDPR-compliant processing terms, and independent presentation-attack testing of liveness to ISO/IEC 30107-3. Ask separately about injection-attack detection, because presentation-attack certification does not cover it.