Vouch Insurance
Business insurance built specifically for startups (E&O, D&O, cyber, and more) with fast online quotes and partner discounts, replacing generic broker policies.
Vouch Insurance offers up to ~5% off premiums + fast quotes to pre-seed, seed, series a startups, no VC referral required. Review takes 1–5 business days.
About
Vouch offers business insurance designed around how startups actually operate: technology errors and omissions, directors and officers, cyber, EPLI, and general liability, quoted and bound online in minutes rather than through a traditional broker. Partner and perk programs often include a discount (commonly cited around 5% off premiums) plus faster onboarding.
Startups need specific coverages at specific moments: D&O when you take on a board and institutional money, cyber and E&O once you hold customer data or sign enterprise contracts that require it. Vouch matters because it prices and explains those coverages for founders instead of selling a generic small-business policy that misses the startup-specific risks.
Tiers
- US-incorporated startup
- Access to a partner or perk offer
Eligibility
- US-incorporated startup
- Needs technology, cyber, or D&O coverage
- Non-US entity (coverage is US-focused)
How to apply
- 1
- 2Apply any partner discountReference a Brex, Mercury, or perk-marketplace offer for a discount.
- 3Bind the policySelect coverages and activate online.
What else you get
- Startup-specific coverage lines
- Fast online quotes
- Coverage guidance for founders
What credits cover (and don't)
- Technology E&O
- D&O
- Cyber
- EPLI
- General liability
- Non-US operations
Tactical tips
- Tip 1.Get D&O in place when you take institutional money and a board, that is when the risk becomes real.
- Tip 2.Enterprise deals often require cyber and E&O coverage, so line it up before it blocks a contract.
- Tip 3.Reprice at each raise, your coverage needs and premiums change as you grow.
Common rejection reasons
- Non-US entity
- Coverage need not yet applicable
Frequently asked about Vouch Insurance
Is Vouch Insurance free to apply?
Yes. Applying to Vouch Insurance does not cost anything and does not require giving up equity. Some programs require a payment method on file that activates only after credits are consumed or expire, check the program detail page for specifics.
How long does Vouch Insurance take to review applications?
Processing times are shown on the program detail page. Most programs reply within 1–3 weeks. Self-serve tiers (like AWS Activate Founders) can approve in 2–7 days; partner-referred tiers (like AWS Activate Portfolio) usually take 5–10 days.
Can I combine Vouch Insurance with other startup programs?
Most programs stack. The "Stacks well with" section on each detail page lists commonly combined programs. A few important exceptions: if you already claimed AWS credits via Brex or Mercury, your direct AWS Activate amount may be reduced.
What is the most common reason applications to Vouch get rejected?
The top rejection reasons are (1) using a personal Gmail/Outlook address instead of a company domain, (2) having a thin or placeholder website, and (3) mismatched information between the application and Crunchbase/Pitchbook. The tips section on the program page details program-specific factors.
Related programs
Brex
Startup-first corporate charge card with a Marketplace that rivals AWS Activate, $350K+ in partner discounts.
Mercury (Raise + Perks Bundle)
Business banking with $5M FDIC sweep + perks marketplace ($200K+ partner credits) + free Mercury Raise community.
Ramp
Spend management + corporate card with $350K+ partner perks, including $2,500 OpenAI credits.