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Deepak Gupta markStartup Offers
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Fintech & Banking programs for startups

These 7 verified fintech & banking programs offer up to roughly $855K in combined value for early-stage startups. Brex leads with up to $350,000+ in partner discounts. Every listing below shows who qualifies, whether a VC or accelerator referral is required, and when it was last verified.

7 programs, sorted by credit value · updated 2026-10-10.

Brex

Brex

Brex
Max value
$350,000+ in partner discounts

Startup-first corporate charge card with a Marketplace that rivals AWS Activate, $350K+ in partner discounts.

Fintech & BankingNo referral needed
Verified Oct 20261–2 day review
Ramp

Ramp

Ramp
Max value
$350,000+ in partner perks

Spend management + corporate card with $350K+ partner perks, including $2,500 OpenAI credits.

Fintech & BankingNo referral needed
Verified Oct 20261–2 day review
Airwallex

Airwallex for Startups

Airwallex
Max value
$150K in credits for 12 months + no FX fees on first $50,000

$150K in credits for 12 months and no FX fees on your first $50,000 in transfers, for US-entity startups that raised $500K or more.

Fintech & BankingNo referral needed
Verified Oct 20263–14 day review
Chargebee

Chargebee for Startups

Chargebee
Max value
Free until $1M in cumulative billed revenue

Chargebee Billing free until you bill your first $1 million in cumulative revenue, for new customers in a partner accelerator or VC network.

Fintech & BankingNeeds referral
Verified Oct 20263–10 day review
Xero

Xero for Startups

Xero
Max value
80% off for 3 months (US)

Cloud accounting for small businesses with 80% off your plan for the first 3 months on the US startup page, so bookkeeping is handled from incorporation.

Fintech & BankingNo referral needed
Verified Oct 20261–3 day review
Mercury

Mercury Perks

Mercury
Max value
273 partner perks

Business banking with a $5M FDIC sweep, plus a partner perks marketplace with 273 offers. Mercury Raise shut down in September 2025.

Fintech & BankingNo referral needed
Verified Oct 20261–21 day review
Stripe

Stripe Startups

Stripe
Max value
Fee credits for 12 months (amount not published)

Credits that offset your Stripe processing fees for 12 months, plus a capped Stripe Invoicing rate. Requires proof of institutional funding.

Fintech & BankingNo referral needed
Verified Oct 20262–3 day review