Alloy
Alloy is a Financial services compliance tool. It describes itself as "AI-powered risk management for identity, KYC, fraud, and compliance at banks and fintechs".
Key facts
- Category
- Financial services compliance
- Describes itself as
- AI-powered risk management for identity, KYC, fraud, and compliance at banks and fintechs
- Headquarters
- New York, NY, United States
- Founded
- 2015
- Pricing
- Contact sales
- Funding
- $211M raised, $1.55B valuation (2022)
- Website
- alloy.com
- Others in this category
- 8
Identity confirmed
On 2026-09-12 the address above was checked against a primary source and does belong to Alloy. Evidence.
Frameworks Alloy claims
Read from https://www.alloy.com/ on 2026-09-18. This records what the vendor states, not a certification and not an assessment.
Claims coverage
None of the twelve frameworks tracked here. That page was read and names none of them, which is common: plenty of compliance work, from the EU Cyber Resilience Act to e-invoicing mandates, sits outside this list.
Does not claim
SOC 2, ISO 27001, ISO 42001, GDPR, HIPAA, PCI DSS, NIST CSF / 800-53, FedRAMP, CMMC, EU AI Act, DORA, NIS2. That means the page above does not claim these, not that the product cannot handle them. Ask.
Best fit for
Banks and fintechs needing to accelerate onboarding while meeting KYC and fraud-compliance obligations in one platform
What stands out
API-based architecture built specifically for banks and fintechs to combine identity verification, fraud prevention, and compliance decisioning in one workflow rather than stitched-together point tools
Worth knowing
Alloy is an orchestration layer rather than a data source, so customers still select and pay for the underlying identity, document and fraud vendors on top of the Alloy subscription, and an independent vendor evaluation updated in June 2026 calls it heavier than necessary for a team that only wants a single document and selfie check. Pricing is quote-only and getting full value depends on having enough in-house risk-operations maturity to design and maintain the decisioning rules.
About Financial services compliance
Covers AML, KYC, recordkeeping and supervision duties for regulated financial firms. See all 9 in this category.
Questions
- What does Alloy do?
- Alloy is a Financial services compliance tool. It describes itself as "AI-powered risk management for identity, KYC, fraud, and compliance at banks and fintechs". Covers AML, KYC, recordkeeping and supervision duties for regulated financial firms.
- Who is Alloy best suited for?
- Banks and fintechs needing to accelerate onboarding while meeting KYC and fraud-compliance obligations in one platform
- What are the alternatives to Alloy?
- This directory lists 8 other Financial services compliance tools, including Arva AI, Bretton AI, ComplyAdvantage.
Alternatives to Alloy
Sources
Category is our editorial call; the vendor's own wording is above. This entry reflects public information and is not an assessment of the product. How this is built · Disclaimer