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Federation Assurance Level

Federation Assurance Level.

NIST SP 800-63C's three-level scale (FAL1, FAL2, FAL3) describing the cryptographic strength of the assertion the IdP sends to the relying party in a federated authentication.

FAL2 and FAL3 are rare in production B2B SaaS — most enterprise SSO ships at FAL1 (signed bearer assertion) and that's accepted by every major procurement team. FAL2 (encrypted assertion via JWE or SAML XML Encryption) matters when the assertion contains sensitive claims passing through untrusted infrastructure. FAL3 (holder-of-key, sender-constrained) matters in high-assurance federated workloads — government, regulated finance — and is increasingly relevant for AI agent identity propagation.

Common questions

What's the difference between FAL1, FAL2, and FAL3?

Do I need FAL3 for typical B2B SSO?

Is OIDC at FAL1 or FAL2?

Related terms

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Last updated 2026-05-15.